+13.6% over predicted

Hattelmalankatu 13

00710 · Pihlajamäki · Helsinki

Asking price
€95,000
€1,743/m²
Predicted
€83,662
€1,535/m²
Size
54.5 m²
2 rooms
Year
1978
Floor 4/4
Monthly fee
€430/mo
€311 maintenance + €119 capital
Gross yield
10.3%
vuokra-arvio · rent ÷ asking

Price comparison

How this unit prices vs. the model and the surrounding 00710 market.

Asking is 13.6% above predicted
Asking price
€95,000
€1,743/m²
Predicted price
€83,662
€1,535/m²
Implied premium
+€11,338
vs. model estimate

Where this listing sits in the market

00710 · asking vs. predicted €/m²
Asking €1,743/m²
Predicted €1,535/m²
€987/m² €1,639/m² (median asking price in this postcode) €2,455/m²

Recent quarterly €/m² trend · 00710

loading…
Postcode median €/m² This listing's asking €/m²

Market context

How this listing compares to recent activity in 00710 Pihlajamäki — actual sold prices, typical seller flexibility, and how long listings sit before they close.

Days on market
—
DOM not reported for this listing. Median for 00710: 106 days (n=45).
Typical negotiation in this postcode
-9.3%
Average sold-vs-asking gap across 56 matched sales in 00710. Implied close on this listing: €86,179.

Comparable realised sales · 00710

8 within ±30% size
Sold Size Asked Sold price €/m² vs ask
2025-12-17 41 m² €119,000 €111,000 €2,707 -6.7%
2025-12-17 48.5 m² €209,000 €178,000 €3,670 -14.8%
2025-12-17 57 m² €115,500 €115,000 €2,018 -0.4%
2025-12-17 59.5 m² €185,000 €175,000 €2,941 -5.4%
2025-12-17 60 m² €98,000 €90,000 €1,500 -8.2%
2025-12-17 60.5 m² €124,500 €118,000 €1,950 -5.2%
2025-12-17 62 m² €267,000 €247,000 €3,984 -7.5%
2025-10-18 45.5 m² €115,000 €112,000 €2,462 -2.6%

What the model considered

24 features · gradient-boosted regression

Predictions come from a non-linear XGBoost ensemble trained on a rolling 365-day window of Helsinki listings — not a postcode median with per-feature adjustments. Below are the values the model received for this unit, with each feature group's typical training-set importance.

Predicted
€83,662
€1,535/m²
Postcode reference
Median asking price in 00710 Pihlajamäki: €1,639/m² · this unit asks €1,743/m²
The median asking price of the listings still online in this postcode, after each postcode’s outliers are trimmed back to its interquartile fence. It is a reference, not a model input: the model reads its own training encoding of the postcode, which is clamped and can differ.
Floor area
54.5 m²
Very high
Room count
2 rooms
Very high
Postcode
00710 · Pihlajamäki (asking median €1,639/m²)
High
Condition
Satisfactory
High
Year built
1978
High
Pipe renovation
Not reported
High
Monthly fee
€430/mo
High
Floor in building
4 / 4
High
Land ownership
Leased plot
Moderate
Elevator
No
Moderate
Sauna
—
Moderate
Balcony
Yes
Moderate

Importance is the typical share of model gain attributed to each feature group across the training set. The actual contribution to this specific prediction would require running SHAP on the live model.

Pipe renovation

Linjasaneeraus is the largest building-system replacement a Helsinki housing company performs — typical cost €25–55k per unit and often shifts the asking price.

No pipe renovation reported

The listing doesn't mention a recent or planned renovation. Check the housing-company report (isännöitsijäntodistus) for confirmation.

Building & title

Quick reference for things that move the price beyond size and location.

Apartment

Floor
4 / 4
Condition
Satisfactory
Energy class
—
Balcony
Yes
Sauna
—

Building

Year built
1978
Total floors
4
Elevator
No

Title

Land
Leased plot
Pre-emption
Not reported

Deal economics

What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.

Selling price
€73,573
myyntihinta — paid to seller
+
Debt share
€21,427
lainaosuus — co-op loan
=
Debt-free price
€95,000
velaton hinta — true total cost
Cash at signing · assume the loan€
Selling price €73,573
Transfer tax (1.5%) · on debt-free €1,425
Admin / drafting fee (est.) €380
Cash needed €75,378

You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).

Cash at signing · pay off the loan€
Debt-free price €95,000
Transfer tax (1.5%) €1,425
Admin / drafting fee (est.) €380
Cash needed €96,805

You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.

Realistic close estimate. Sales in 00710 settle 9.3% off ask on average (56 matched sales). At that rate, this listing closes near €86,179 (cash incl. tax + admin: €87,852).
Estimated monthly rent
€812
€751–€1,018 · vuokra-arvio.fi
Gross yield
10.3%
estimated rent ÷ asking
Implied annual rent
€9,744
estimate × 12
Refine the rent estimate on vuokra-arvio.fi → Property-specific rent model, accounts for furnishing, amenities, and floor.

Mortgage estimate

Quick estimate of monthly principal + interest. Move the sliders for your situation.

20% · €—
4.0%
25 years
Loan amount
€—
debt-free price minus down payment
Monthly principal + interest
€—
plus housing-company fee €— all-in
Total interest paid
€—
over the full term

Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.

← Back to Finder · 00710