00950 · Vartiokylä · Helsinki
How this unit prices vs. the model and the surrounding 00950 market.
How this listing compares to recent activity in 00950 Vartiokylä — actual sold prices, typical seller flexibility, and how long listings sit before they close.
| Sold | Size | Asked | Sold price | €/m² | vs ask |
|---|---|---|---|---|---|
| 2025-10-18 | 86 m² | €238,000 | €307,000 | €3,570 | +29.0% |
| 2025-09-20 | 54.5 m² | €179,000 | €145,000 | €2,661 | -19.0% |
| 2025-09-20 | 84.5 m² | €319,000 | €310,000 | €3,669 | -2.8% |
| 2025-08-20 | 93 m² | €318,000 | €285,000 | €3,065 | -10.4% |
| 2025-05-16 | 67.5 m² | €237,000 | €195,000 | €2,889 | -17.7% |
| 2025-04-29 | 55 m² | €185,000 | €172,000 | €3,127 | -7.0% |
Predictions come from a non-linear XGBoost ensemble trained on a rolling 365-day window of Helsinki listings — not a postcode median with per-feature adjustments. Below are the values the model received for this unit, with each feature group's typical training-set importance.
Importance is the typical share of model gain attributed to each feature group across the training set. The actual contribution to this specific prediction would require running SHAP on the live model.
Linjasaneeraus is the largest building-system replacement a Helsinki housing company performs — typical cost €25–55k per unit and often shifts the asking price.
The listing doesn't mention a recent or planned renovation. Check the housing-company report (isännöitsijäntodistus) for confirmation.
Quick reference for things that move the price beyond size and location.
What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.
| Cash at signing · assume the loan | € |
|---|---|
| Selling price | €164,606 |
| Transfer tax (1.5%) · on debt-free | €2,580 |
| Admin / drafting fee (est.) | €380 |
| Cash needed | €167,566 |
You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).
| Cash at signing · pay off the loan | € |
|---|---|
| Debt-free price | €172,000 |
| Transfer tax (1.5%) | €2,580 |
| Admin / drafting fee (est.) | €380 |
| Cash needed | €174,960 |
You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.
Quick estimate of monthly principal + interest. Move the sliders for your situation.
Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.