How this unit prices vs. the model and the surrounding 00340 market.
Asking is ≥20.0% below predicted
We publish a gap to the model of at most 20%. This listing's gap is larger, so the figure is clipped. The Finder search leaves listings above 20% out altogether.
Asking price
€132,000
€2,529/m²
Predicted price
€182,471
€3,496/m²
Implied savings
−≥€36,494
vs. model estimate
Where this listing sits in the market
00340 · asking vs. predicted €/m²
Asking €2,529/m²
Predicted €3,496/m²
€2,246/m²€4,992/m² (median asking price in this postcode)€7,521/m²
Recent quarterly €/m² trend · 00340
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Postcode median €/m²This listing's asking €/m²
Market context
How this listing compares to recent activity in 00340 Kuusisaari — actual sold prices, typical seller flexibility, and how long listings sit before they close.
Days on market
86 days
Counted from when we first observed the listing, capped at our tracking window.
Median for 00340: 139 days (n=22).
Typical negotiation in this postcode
+11.9%
Average sold-vs-asking gap across 1 matched sales in 00340.
Implied close on this listing: €147,661.
Comparable realised sales · 00340
1 within ±30% size
Sold
Size
Asked
Sold price
€/m²
vs ask
2025-08-05
61 m²
€295,000
€330,000
€5,410
+11.9%
What the model considered
24 features · gradient-boosted regression
Predictions come from a non-linear XGBoost ensemble trained on a rolling 365-day window of Helsinki listings — not a postcode median with per-feature adjustments. Below are the values the model received for this unit, with each feature group's typical training-set importance.
Predicted
€182,471
€3,496/m²
Postcode reference
Median asking price in 00340 Kuusisaari: €4,992/m²
· this unit asks €2,529/m²
The median asking price of the listings still online in this postcode, after each postcode’s outliers are trimmed back to its interquartile fence. It is a reference, not a model input: the model reads its own training encoding of the postcode, which is clamped and can differ.
Floor area
52.2 m²
Very high
Room count
2 rooms
Very high
Postcode
00340 · Kuusisaari (asking median €4,992/m²)
High
Condition
Satisfactory
High
Year built
1967
High
Pipe renovation
Completed 2015
High
Monthly fee
€632/mo
High
Floor in building
3 / 4
High
Land ownership
Leased plot
Moderate
Elevator
Yes
Moderate
Sauna
Yes
Moderate
Balcony
Yes
Moderate
Importance is the typical share of model gain attributed to each feature group across the training set. The actual contribution to this specific prediction would require running SHAP on the live model.
Pipe renovation
Linjasaneeraus is the largest building-system replacement a Helsinki housing company performs — typical cost €25–55k per unit and often shifts the asking price.
Pipe renovation completed 2015
No imminent assessment expected; the cost is already absorbed into the asking price.
Building & title
Quick reference for things that move the price beyond size and location.
Apartment
Floor
3 / 4
Condition
Satisfactory
Energy class
C
Balcony
Yes
Sauna
Yes
Building
Year built
1967
Total floors
4
Elevator
Yes
Title
Land
Leased plot
Pre-emption
No clause
Deal economics
What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.
Selling price
€123,681
myyntihinta — paid to seller
+
Debt share
€8,319
lainaosuus — co-op loan
=
Debt-free price
€132,000
velaton hinta — true total cost
Cash at signing · assume the loan
€
Selling price
€123,681
Transfer tax (1.5%) · on debt-free
€1,980
Admin / drafting fee (est.)
€380
Cash needed
€126,041
You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).
Cash at signing · pay off the loan
€
Debt-free price
€132,000
Transfer tax (1.5%)
€1,980
Admin / drafting fee (est.)
€380
Cash needed
€134,360
You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.
Realistic close estimate.
Sales in 00340 settle
11.9% above ask
on average (1 matched sales).
At that rate, this listing closes near
€147,661
(cash incl. tax + admin: €150,256).