+0.9% over predicted

Temperankatu 3 D

00430 · Maununneva · Helsinki

Asking price
€350,000
€4,023/m²
Predicted
€346,918
€3,988/m²
Size
87 m²
4 rooms
Year
2022
Floor —
Monthly fee
€566/mo
total housing co-op fee · 2026-09-23
Gross yield
4.0%
vuokra-arvio · rent ÷ asking

Price comparison

How this unit prices vs. the model and the surrounding 00430 market.

Asking is 0.9% above predicted
Asking price
€350,000
€4,023/m²
Predicted price
€346,918
€3,988/m²
Implied premium
+€3,082
vs. model estimate

Where this listing sits in the market

00430 · asking vs. predicted €/m²
Asking €4,023/m²
Predicted €3,988/m²
€2,411/m² €4,005/m² (median asking price in this postcode) €6,000/m²

Recent quarterly €/m² trend · 00430

loading…
Postcode median €/m² This listing's asking €/m²

Market context

How this listing compares to recent activity in 00430 Maununneva — actual sold prices, typical seller flexibility, and how long listings sit before they close.

Days on market
—
DOM not reported for this listing. Median for 00430: 139 days (n=54).
Typical negotiation in this postcode
-7.0%
Average sold-vs-asking gap across 17 matched sales in 00430. Implied close on this listing: €325,617.

Price changes during this listing

2026-09-10 €350,000 → €345,000 -1.4% (-5,000 €)

Comparable realised sales · 00430

8 within ±30% size
Sold Size Asked Sold price €/m² vs ask
2025-11-26 64.5 m² €395,000 €380,000 €5,891 -3.8%
2025-10-18 104 m² €275,000 €268,000 €2,577 -2.5%
2025-08-20 75 m² €288,000 €255,000 €3,400 -11.5%
2025-08-20 84 m² €319,500 €313,000 €3,726 -2.0%
2025-08-05 75 m² €230,000 €205,000 €2,733 -10.9%
2025-05-16 81 m² €265,000 €257,851 €3,183 -2.7%
2025-05-16 84.5 m² €319,000 €303,500 €3,592 -4.9%
2025-05-16 87 m² €379,000 €290,000 €3,333 -23.5%

What the model considered

24 features · gradient-boosted regression

Predictions come from a non-linear XGBoost ensemble trained on a rolling 365-day window of Helsinki listings — not a postcode median with per-feature adjustments. Below are the values the model received for this unit, with each feature group's typical training-set importance.

Predicted
€346,918
€3,988/m²
Postcode reference
Median asking price in 00430 Maununneva: €4,005/m² · this unit asks €4,023/m²
The median asking price of the listings still online in this postcode, after each postcode’s outliers are trimmed back to its interquartile fence. It is a reference, not a model input: the model reads its own training encoding of the postcode, which is clamped and can differ.
Floor area
87.0 m²
Very high
Room count
4 rooms
Very high
Postcode
00430 · Maununneva (asking median €4,005/m²)
High
Condition
Good
High
Year built
2022
High
Pipe renovation
Not reported
High
Monthly fee
€566/mo
High
Floor in building
—
High
Land ownership
Leased plot
Moderate
Elevator
No
Moderate
Sauna
—
Moderate
Balcony
No
Moderate

Importance is the typical share of model gain attributed to each feature group across the training set. The actual contribution to this specific prediction would require running SHAP on the live model.

Pipe renovation

Linjasaneeraus is the largest building-system replacement a Helsinki housing company performs — typical cost €25–55k per unit and often shifts the asking price.

No pipe renovation reported

The listing doesn't mention a recent or planned renovation. Check the housing-company report (isännöitsijäntodistus) for confirmation.

Building & title

Quick reference for things that move the price beyond size and location.

Apartment

Floor
—
Condition
Good
Energy class
—
Balcony
No
Sauna
—

Building

Year built
2022
Total floors
?
Elevator
No

Title

Land
Leased plot
Pre-emption
No clause

Deal economics

What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.

Cash at signing€
Selling price €350,000
Transfer tax (1.5%) €5,250
Admin / drafting fee (est.) €380
Cash needed €355,630
Monthly running costs€/mo
Total housing-company fee €566
Implied annual €6,786
Realistic close estimate. Sales in 00430 settle 7.0% off ask on average (17 matched sales). At that rate, this listing closes near €325,617 (cash incl. tax + admin: €330,881).
Estimated monthly rent
€1,170
€1,094–€1,645 · vuokra-arvio.fi
Gross yield
4.0%
estimated rent ÷ asking
Implied annual rent
€14,040
estimate × 12
Refine the rent estimate on vuokra-arvio.fi → Property-specific rent model, accounts for furnishing, amenities, and floor.

Mortgage estimate

Quick estimate of monthly principal + interest. Move the sliders for your situation.

20% · €—
4.0%
25 years
Loan amount
€—
debt-free price minus down payment
Monthly principal + interest
€—
plus housing-company fee €— all-in
Total interest paid
€—
over the full term

Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.

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