−18.5% under predicted ● Online

Hämeentie 6

00530 · Helsinki

Selling price
€254,800
€4,550/m²
Predicted
€312,608
€5,582/m²
Size
56 m²
2 rooms
Year
1913
Floor 4/7
Monthly fee
€195/mo
total housing co-op fee
Gross yield
4.9%
rent ÷ asking

Price comparison

How this unit prices vs. the model and the surrounding 00530 market.

Asking is 18.5% below predicted
Asking price
€254,800
€4,550/m²
Predicted price
€312,608
€5,582/m²
Implied savings
−€57,808
vs. model estimate

Where this listing sits in the market

00530 · asking vs. predicted €/m²
Asking €4,550/m²
Predicted €5,582/m²
€3,431/m² €5,278/m² (postcode median) €7,653/m²

Recent quarterly €/m² trend · 00530

loading…
Postcode median €/m² This listing's asking €/m²

Market context

How this listing compares to recent activity in 00530 — actual sold prices, typical seller flexibility, and how long listings sit before they close.

Days on market
33 days
Median for 00530: 166 days (n=198). Fresh — seller likely firmer.
Typical negotiation in this postcode
-4.8%
Average sold-vs-asking gap across 67 matched sales in 00530. Implied close on this listing: €242,499.

Price changes during this listing

2026-04-23 €279,700 €254,800 -8.9% (-24,900 €)

Comparable realised sales · 00530

8 matched within ±30% size
Sold Size Asked Sold price €/m² vs ask
2026-02-09 53 m² €368,000 €309,200 €5,834 -16.0%
2026-02-09 76.5 m² €453,000 €400,000 €5,229 -11.7%
2026-02-09 66 m² €398,000 €375,000 €5,682 -5.8%
2026-02-09 40 m² €245,000 €240,000 €6,000 -2.0%
2025-12-17 64 m² €365,000 €365,000 €5,703 0%
2025-12-17 64 m² €349,000 €325,000 €5,078 -6.9%
2025-12-17 46 m² €268,000 €260,000 €5,652 -3.0%
2025-12-17 40 m² €248,000 €238,000 €5,950 -4.0%

Matched against ARA realised-sale records within the same postcode and ±30% of this unit's size, sorted by sale date.

What the model considered

24 features · gradient-boosted regression

Predictions come from a non-linear XGBoost ensemble trained on a rolling 365-day window of Helsinki listings — not a postcode median with per-feature adjustments. Below are the values the model received for this unit, with each feature group's typical training-set importance.

Predicted
€312,608
€5,582/m²
Postcode reference
Median in 00530: €5,278/m² · this unit asks €4,550/m²
Postcode median is one of 24 inputs (~12% of model importance) — not a baseline that adjustments are layered on.
Floor area
56.0 m²
Very high
Room count
2 rooms
Very high
Postcode
00530 (median €5,278/m²)
High
Condition
Satisfactory
High
Year built
1913
High
Pipe renovation
Not reported
High
Maintenance fee
€195/mo
High
Floor in building
4 / 7
High
Land ownership
Own plot
Moderate
Elevator
No
Moderate
Sauna
No
Moderate
Balcony
No
Moderate

Importance is the typical share of model gain attributed to each feature group across the training set. The actual contribution to this specific prediction would require running SHAP on the live model.

Pipe renovation

Linjasaneeraus is the largest building-system replacement a Helsinki housing company performs — typical cost €25–55k per unit and often shifts the asking price.

Pipe renovation status not reported

We couldn't parse a clear status from the listing text. Verify with the seller.

Building & title

Quick reference for things that move the price beyond size and location.

Apartment

Floor
4 / 7
Condition
Satisfactory
Energy class
Balcony
No
Sauna
No

Building

Year built
1913
Total floors
7
Elevator
No

Title

Land
Own plot
Pre-emption
Not reported

Deal economics

What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.

Selling price
€254,800
myyntihinta — paid to seller
+
Debt share
€24,900
lainaosuus — co-op loan
=
Debt-free price
€279,700
velaton hinta — true total cost
Cash at signing · assume the loan
Selling price €254,800
Transfer tax (1.5%) · on debt-free €4,196
Admin / drafting fee (est.) €380
Cash needed €259,376

You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).

Cash at signing · pay off the loan
Debt-free price €279,700
Transfer tax (1.5%) €4,196
Admin / drafting fee (est.) €380
Cash needed €284,276

You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.

Realistic close estimate. Sales in 00530 settle 4.8% off ask on average (67 matched sales). At that rate, this listing closes near €242,499 (cash incl. tax + admin: €246,516).
Gross yield
4.9%
rent ÷ asking
Implied annual rent
€12,434
back-computed from yield
Implied monthly rent
€1,036
annual ÷ 12

Mortgage estimate

Quick estimate of monthly principal + interest. Move the sliders for your situation.

20% · €
4.0%
25 years
Loan amount
debt-free price minus down payment
Monthly principal + interest
plus housing-company fee €— all-in
Total interest paid
over the full term

Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.

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