00950 · Vartioharju · Helsinki
Data updated 28 Sep 2026.
How the asking price compares with the price model's estimate and the price level of 00950.
The model expects 80% of flats like this to ask €199,093 to €306,797. The asking price is inside the range, so the gap to the estimate is within the model's ordinary error. The estimate is an asking price, not a sale price: realised sales in 00950 closed on average 10.7% below the asking price (3 sales to the end of 2025).
The median asking price of listings for sale in 00950 is €3,632/m²; this flat asks €3,006/m².
How this listing compares with realised sales in 00950 Vartioharju (to the end of 2025) and with other listings for sale.
| Sold by | Size | Asked | Sold price | €/m² | vs ask |
|---|---|---|---|---|---|
| 2025Q3 | 84.5 m² | €319,000 | €310,000 | €3,669/m² | −2.8% |
| 2025Q3 | 93 m² | €318,000 | €285,000 | €3,065/m² | −10.4% |
The estimate comes from a tree model trained on the asking prices of Helsinki listings. It is not a postcode average plus adjustments; the model uses all inputs together. Below are the values the model received for this flat, and each input group's weight in the model.
Weight is the input group's share of the model's gain in training. It shows what the model generally relies on, not how much each value moved this flat's estimate.
A pipe renovation (linjasaneeraus) is the largest building-systems project a housing company undertakes, and its status often shows in the asking price.
A formal plan exists. Ask the seller for the company's long-term maintenance schedule (PTS) and any cost estimates.
Quick reference for things that move the price beyond size and location.
What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.
| Cash at signing · assume the loan | € |
|---|---|
| Selling price | €211,517 |
| Transfer tax (1.5%) · on debt-free | €3,540 |
| Admin / drafting fee (est.) | €380 |
| Cash needed | €215,437 |
You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).
| Cash at signing · pay off the loan | € |
|---|---|
| Debt-free price | €236,000 |
| Transfer tax (1.5%) | €3,540 |
| Admin / drafting fee (est.) | €380 |
| Cash needed | €239,920 |
You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.
Quick estimate of monthly principal + interest. Move the sliders for your situation.
Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.