4.5% below the model's estimate

Savelantie 8 D

00720 · Pukinmäki · Helsinki

Asking price
€179,000
€2,403/m²
Model estimate
€187,488
€147,527–€226,113
Size
74.5 m²
3 rooms
Year
1978
Floor 4/4
Monthly fee
€387/mo
€323 maintenance + €65 capital · 28 Sep 2026
Gross yield
6.7%
vuokra-arvio · rent ÷ asking

Data updated 28 Sep 2026.

Price comparison

How the asking price compares with the price model's estimate and the price level of 00720.

Asking 4.5% below the estimate
Asking price
€179,000
€2,403/m²
Model estimate
€187,488
€2,517/m²
Gap to the model's estimate
−€8,488
asking price minus estimate

Asking price and the model's estimate

€147,527model's 80% range€226,113

The model expects 80% of flats like this to ask €147,527 to €226,113. The asking price is inside the range, so the gap to the estimate is within the model's ordinary error. The estimate is an asking price, not a sale price: realised sales in 00720 closed on average 9.0% below the asking price (20 sales to the end of 2025).

The median asking price of listings for sale in 00720 is €2,857/m²; this flat asks €2,403/m².

Recent quarterly €/m² trend · 00720

loading…
Postcode median €/m² This listing's asking €/m²

Market context

How this listing compares with realised sales in 00720 Pukinmäki (to the end of 2025) and with other listings for sale.

Days on market
94 days
Counted from when we first observed the listing, capped at our tracking window. Median for 00720: 119 days (n=26).
Sale price vs. asking in this postcode
−9.0%
Mean of 20 realised sales in 00720 to the end of 2025, the same figure the sales archive shows. At the same gap this listing would sell for about €162,811.

Comparable realised sales · 00720

8 newest sales between 52 and 104 m²
Sold by Size Asked Sold price €/m² vs ask
2025Q4 64 m² €215,000 €202,500 €3,164/m² −5.8%
2025Q4 97.5 m² €315,000 €295,000 €3,026/m² −6.3%
2025Q4 60.5 m² €100,000 €81,500 €1,347/m² −18.5%
2025Q4 93.5 m² €249,000 €215,000 €2,299/m² −13.7%
2025Q4 77 m² €207,000 €194,000 €2,519/m² −6.3%
2025Q3 52.5 m² €146,000 €130,000 €2,476/m² −11.0%
2025Q3 64 m² €218,000 €215,000 €3,359/m² −1.4%
2025Q3 68.5 m² €179,000 €170,000 €2,482/m² −5.0%

What the model considered

27 inputs · XGBoost · v2.5

The estimate comes from a tree model trained on the asking prices of Helsinki listings. It is not a postcode average plus adjustments; the model uses all inputs together. Below are the values the model received for this flat, and each input group's weight in the model.

Model estimate
€187,488
€2,517/m²
Postcode reference
Median asking price in 00720 Pukinmäki: €2,857/m² · this unit asks €2,403/m²
The median asking price of the listings still online in this postcode, after each postcode’s outliers are trimmed back to its interquartile fence. It is a reference, not a model input: the model reads its own training encoding of the postcode, which is clamped and can differ.
Input group
This flat
Weight in the model
Size
74.5 m² · 3 rooms
44.0%
Location
00720 Pukinmäki
29.9%
Amenities
Elevator: No · Sauna: No · Balcony: No
7.8%
Condition
Good
6.2%
Pipe renovation
Planned
4.6%
Land
Own plot
2.6%
Fees
€387/mo
1.9%
Year built
1978
1.7%
Floor
4 / 4
1.3%

Weight is the input group's share of the model's gain in training. It shows what the model generally relies on, not how much each value moved this flat's estimate.

Pipe renovation

A pipe renovation (linjasaneeraus) is the largest building-systems project a housing company undertakes, and its status often shows in the asking price.

Renovation planned

A formal plan exists. Ask the seller for the company's long-term maintenance schedule (PTS) and any cost estimates.

Building & title

Quick reference for things that move the price beyond size and location.

Apartment

Floor
4 / 4
Condition
Good
Energy class
—
Balcony
No
Sauna
No

Building

Year built
1978
Total floors
4
Elevator
No

Title

Land
Own plot
Pre-emption
No clause

Deal economics

What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.

Selling price
€172,952
myyntihinta — paid to seller
+
Debt share
€6,048
lainaosuus — co-op loan
=
Debt-free price
€179,000
velaton hinta — true total cost
Cash at signing · assume the loan€
Selling price €172,952
Transfer tax (1.5%) · on debt-free €2,685
Admin / drafting fee (est.) €380
Cash needed €176,017

You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).

Cash at signing · pay off the loan€
Debt-free price €179,000
Transfer tax (1.5%) €2,685
Admin / drafting fee (est.) €380
Cash needed €182,065

You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.

Likely sale price. In 00720, sales closed on average 9.0% below the asking price (20 sales to the end of 2025). At the same gap this listing would sell for about €162,811 (cash including transfer tax and fees: €165,634).
Estimated monthly rent
€1,003
€964–€1,372 · vuokra-arvio.fi
Gross yield
6.7%
estimated rent ÷ asking
Implied annual rent
€12,036
estimate × 12
Refine the rent estimate on vuokra-arvio.fi → Property-specific rent model, accounts for furnishing, amenities, and floor.

Mortgage estimate

Quick estimate of monthly principal + interest. Move the sliders for your situation.

20 % · —
—
25 years
Loan amount
—
debt-free price minus down payment
Monthly principal + interest
—
— a month with the housing-company fee
Total interest paid
—
over the full term

Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.

← Back to Finder · 00720