9.8% below the model's estimate ● Listed

Kivijatatie 7 A 8

00940 · Kontula - Vesala - Kivikko · Helsinki

Asking price
€239,900
€4,484/m²
Model estimate
€266,008
€202,088–€272,564
Size
53.5 m²
3 rooms
Year
2026
Floor 2/4
Monthly fee
€782/mo
€318 maintenance + €464 capital · 28 Oct 2026
Gross yield
4.3%
vuokra-arvio · rent ÷ asking

Data updated 28 Oct 2026.

Price comparison

How the asking price compares with the price model's estimate and the price level of 00940.

Asking 9.8% below the estimate
Asking price
€239,900
€4,484/m²
Model estimate
€266,008
€4,972/m²
Gap to the model's estimate
−€26,108
asking price minus estimate

Asking price and the model's estimate

€202,088model's 80% range€272,564

The model expects 80% of flats like this to ask €202,088 to €272,564. The asking price is inside the range, so the gap to the estimate is within the model's ordinary error. The estimate is an asking price, not a sale price: realised sales in 00940 closed on average 10.4% below the asking price (31 sales to the end of 2025).

The median asking price of listings for sale in 00940 is €2,268/m²; this flat asks €4,484/m².

Recent quarterly €/m² trend · 00940

loading…
Postcode median €/m² This listing's asking €/m²

Market context

How this listing compares with realised sales in 00940 Kontula - Vesala - Kivikko (to the end of 2025) and with other listings for sale.

Days on market
340 days
Counted from 26 Nov 2025, when we first saw this flat for sale. It has since been listed again 11 times under new listing numbers. Median for 00940: 85 days (n=54).
Sale price vs. asking in this postcode
−10.4%
Mean of 31 realised sales in 00940 to the end of 2025, the same figure the sales archive shows. At the same gap this listing would sell for about €214,970.

Price changes for this flat

26 Nov 2025 €265,070 → €239,900 −9.5%

Highest debt-free ask since 26 Nov 2025, and the current one. The flat was listed again under a new listing number, so some of the cuts were made on earlier listings.

Comparable realised sales · 00940

8 newest sales between 37 and 75 m²
Sold by Size Asked Sold price €/m² vs ask
2025Q4 56.5 m² €123,000 €118,366 €2,095/m² −3.8%
2025Q4 59.5 m² €119,000 €100,000 €1,681/m² −16.0%
2025Q4 74.5 m² €134,000 €120,000 €1,611/m² −10.4%
2025Q4 53 m² €127,000 €122,000 €2,302/m² −3.9%
2025Q4 59 m² €110,000 €94,000 €1,593/m² −14.5%
2025Q4 73 m² €169,000 €150,000 €2,055/m² −11.2%
2025Q4 43 m² €115,000 €89,000 €2,070/m² −22.6%
2025Q4 54 m² €117,000 €105,000 €1,944/m² −10.3%

What the model considered

27 inputs · XGBoost · v2.5

The estimate comes from a tree model trained on the asking prices of Helsinki listings. It is not a postcode average plus adjustments; the model uses all inputs together. Below are the values the model received for this flat, and each input group's weight in the model.

Model estimate
€266,008
€4,972/m²
Postcode reference
Median asking price in 00940 Kontula - Vesala - Kivikko: €2,268/m² · this unit asks €4,484/m²
The median asking price of the listings still online in this postcode, after each postcode’s outliers are trimmed back to its interquartile fence. It is a reference, not a model input: the model reads its own training encoding of the postcode, which is clamped and can differ.
Input group
This flat
Weight in the model
Size
53.5 m² · 3 rooms
44.0%
Location
00940 Kontula - Vesala - Kivikko
29.9%
Amenities
Elevator: No · Sauna: No · Balcony: No
7.8%
Condition
Good
6.2%
Pipe renovation
Not reported
4.6%
Land
Leased plot
2.6%
Fees
€782/mo
1.9%
Year built
2026
1.7%
Floor
2 / 4
1.3%

Weight is the input group's share of the model's gain in training. It shows what the model generally relies on, not how much each value moved this flat's estimate.

Pipe renovation

A pipe renovation (linjasaneeraus) is the largest building-systems project a housing company undertakes, and its status often shows in the asking price.

Pipe renovation status not reported

We couldn't parse a clear status from the listing text. Verify with the seller.

Building & title

Quick reference for things that move the price beyond size and location.

Apartment

Floor
2 / 4
Condition
Good
Energy class
—
Balcony
No
Sauna
No

Building

Year built
2026
Total floors
4
Elevator
No

Title

Land
Leased plot
Pre-emption
Not reported

Deal economics

What you actually pay, what a realistic close looks like, and what a buyer can expect to earn from rent.

Selling price
€94,111
myyntihinta — paid to seller
+
Debt share
€145,789
lainaosuus — co-op loan
=
Debt-free price
€239,900
velaton hinta — true total cost
Cash at signing · assume the loan€
Selling price €94,111
Transfer tax (1.5%) · on debt-free €3,598
Admin / drafting fee (est.) €380
Cash needed €98,089

You take over the housing company's loan share and service it via the monthly capital fee (rahoitusvastike).

Cash at signing · pay off the loan€
Debt-free price €239,900
Transfer tax (1.5%) €3,598
Admin / drafting fee (est.) €380
Cash needed €243,878

You pay the loan share upfront — the monthly capital fee disappears, only the maintenance fee remains.

Likely sale price. In 00940, sales closed on average 10.4% below the asking price (31 sales to the end of 2025). At the same gap this listing would sell for about €214,970 (cash including transfer tax and fees: €218,575).
Estimated monthly rent
€865
€753–€1,129 · vuokra-arvio.fi
Gross yield
4.3%
estimated rent ÷ asking
Implied annual rent
€10,380
estimate × 12
Refine the rent estimate on vuokra-arvio.fi → Property-specific rent model, accounts for furnishing, amenities, and floor.

Mortgage estimate

Quick estimate of monthly principal + interest. Move the sliders for your situation.

20 % · —
—
25 years
Loan amount
—
debt-free price minus down payment
Monthly principal + interest
—
— a month with the housing-company fee
Total interest paid
—
over the full term

Illustrative only. Real offers depend on your credit, ECB / Euribor at draw-down, and the bank's margin.

← Back to Finder · 00940